Different Methods for Funding a Funeral Service in Lake City, FL

July 19, 2017 8:56 pm Published by Leave your thoughts

Losing a loved one is already a difficult enough time, and this struggle is only exacerbated when you are trying to figure out how to cover the cost of the funeral service in Lake City, FL. Despite how daunting the task may seem, there are several options available to help pay for a loved one’s funeral arrangements:

  • Life insurance policies: Life insurance policies or other benefits that are paid out by employers can serve as a tremendous aid when it comes to covering funeral costs. Whether the policy covers all of the costs or only a portion, when planning and paying for a funeral, you will find that every little bit helps. It is also worth looking into any additional benefits that an employer or union might have offered as part of a benefits package that could help you and your family out during your time of need.
  • Credit cards: Particularly helpful in the case of an unexpected death, credit cards allow you to access large amounts of money quickly. The main benefit of using a credit card is that you won’t be responsible for the charges until the next billing cycle, which allows time for life insurance policies and probate monies to start trickling in. This delay in payment responsibility will give you the additional time you need to put together the money you need to pay off the bill.
  • Charity events: If your loved one was a well-known member of the community, you might be able to raise money for the funeral services by holding a fundraiser. Not only will this give you the opportunity to receive helpful contributions from others, but it will also be an occasion during which you can honor and celebrate the life of the deceased with individuals who felt strongly about them as well. We are also living in a time where the Internet has provided the ability to bring people from all over together in ways that weren’t possible before, and you can also receive financial help through crowd-funding websites. This will give those that knew the deceased but don’t live in the area the chance to make any contributions they can, which will help alleviate your stress as you plan the arrangements.
  • Funeral loans: If you find yourself stuck in a situation in which you have no idea where the money is going to come from, there are also entities that offer loans that are specifically for funeral services and covering the costs of the arrangements. These loans allow you to finance a portion or all of the costs of the services, with monthly terms and structuring that allow you to pay back the loan over time.

We understand that planning a funeral service in Lake City, FL is not easy, which is why we at ICS Cremation & Funeral Home want to work with you to help reduce your stress. We have been providing funeral and cremation services for 17 years, and we know how to work with you to find the most cost-effective option that still allows you to prepare high-quality arrangements for your loved one. Give us a call today to learn more about how we can help you.

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